These termites are one of the most destructive, causing 95 percent of all termite-oriented damage in North America. These pests live in the earth under and around your home. They can enter a household through the wood that is touching the ground or by making their own passageways. Their paths usually consist of mud tubes that allow them to infest the wood of your house. Any cracks in your home can also serve as a point of entry for these pests. Beyond destroying your home, these termites will also devour paper products and other plant-based items you may have.